Best For
Rewards Rate - Cashback
- 8% cash back on Capital One Entertainment purchases
- 5% cash back on hotels and rental cars via Capital One® Travel
- 3% cash back on dining, entertainment, groceries
- 1% cash back on all other purchases
- Intro offer
- $100 credit towards travel + $200 bonus after $500 spend in 3 months
- Annual fee
- $0
- Regular APR
- 19.24% – 29.24% Variable APR
- Recommended credit
- 690–850 (Good to Excellent)
- Travel Perks
- None
Highlights
- Elevated earning on dining, entertainment and popular streaming services.
- Extra rewards on hotels and rental cars booked through the issuer’s travel portal.
- No annual fee and no foreign transaction fees on international purchases.
- Simple, flexible redemptions for statement credits or travel.
- Capital One’s widely accepted network and useful account tools.
Who is this card good for?
- Foodies and concert‑goers who spend consistently on dining and entertainment.
- Streamers and households with steady subscription bills.
- Casual travelers who book hotels and cars through the portal for higher earn.
- Beginners who want strong everyday rewards without an annual fee.
- Anyone who prefers straightforward redemptions and broad acceptance.
Pointalize Opinion
Pros
- Strong category earning on dining/entertainment/streaming.
- Travel‑portal bonuses on hotels and car rentals.
- No annual fee and no foreign transaction fees.
Cons
- Top travel earn typically requires portal bookings.
- No premium travel perks like lounges or top‑tier protections.
Pointalize Final Thoughts
As a no‑fee lifestyle card, Savor Rewards delivers excellent value on dining, entertainment and streaming, with extra juice on portal‑booked hotels and cars. If you want simple rewards and flexible redemptions without paying an annual fee, it’s an easy everyday earner.