Credit Card Balance Transfer Calculator

Using Our Online Balance Transfer Calculator

A balance transfer allows you to move high-interest debt to a new card with a 0% introductory APR, potentially saving you a significant amount of money. This free online balance transfer calculator is designed to give you a clear estimate of those savings. To learn all the details behind the strategy, read our full guide: Balance Transfers: Pay Off Credit Card Debt Faster.

How This Credit Card Transfer Calculator Works

Our balance transfer savings calculator compares two scenarios. First, it determines the total interest you'd pay and the payoff time on your current card. Then, it calculates the total costs (including the transfer fee) and payoff time with the new card. The 'Estimated Savings' shows you the difference, helping you make an informed financial decision.