You are likely throwing away $200 a year. If you are paying Verizon, AT&T, or T-Mobile $15 to $18 a month for device insurance, you are buying a product you probably already …
Phillip Rosenheinrich
Phillip Rosenheinrich
Phillip, who is the founder of Pointalize, has simplified credit card rewards into straightforward and practical strategies. He has traveled to 62 countries and employs his knowledge as an IT Program Manager with more than 11 years of experience to assist the readers in transforming points into first-class travel experiences. He has an M.Sc. in Computer Science and Economics.
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American Airlines launches FREE high-speed Wi-Fi
7 minutes readQuick Summary: The 30-Second Intel The News: As of January 6, 2026, American Airlines offers free high-speed Wi-Fi to all AAdvantage members. The Sponsor: The service is ad-supported by AT&T, but you …
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Bilt 2.0 Revealed: Is It Still Worth It?
7 minutes readThe rumor mill regarding “Bilt 2.0” has stopped spinning and started leaking. As of January 7, 2026, details buried in the Bilt Rewards website code (JSON files) have surfaced, giving us our …
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Buying Hilton Honors Points: Promotions and Break-Even Analysis
11 minutes readMost travelers treat hotel points like a passive rebate—something you slowly accumulate and eventually forget to use. That is a mistake. In the world of travel logic, points are a currency. Like …
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How to Combine Two People’s Points Without Violating T&Cs
10 minutes readYou have 45,000 miles. Your spouse has 35,000 miles. The Business Class ticket to Tokyo costs 80,000 miles. Separately, you are both stuck in Economy. Combined, you are flying lie-flat. This is …
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When Hotel Points Beat Airbnb for a 7-Night Stay
11 minutes readFor the last decade, the common wisdom for any trip longer than four days has been simple: “Book an Airbnb.” The logic suggests that access to a kitchen and avoiding hotel taxes …
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The Truth About Resort Fees on Award Stays
9 minutes readYou’ve done the work. You’ve optimized your credit card spend, tracked the sign-up bonuses, and finally found award availability for that dream beach vacation. You book the “free” night, only to arrive …
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How to Get Free Breakfast Without Top Status
8 minutes readLet’s look at the numbers: A standard buffet breakfast at a mid-tier Marriott or Hilton in London, Tokyo, or New York now averages $45 to $60 per person. For a couple on …
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Top 5 Credit Cards with Best Travel Insurance 2026
9 minutes readTravel in 2026 is a logistical minefield. Between pilot shortages, extreme weather patterns, and the “efficiency” algorithms of modern airlines, a smooth trip is the exception, not the rule. Most travelers rely …
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Chase Ultimate Rewards: The Complete 2026 Guide
9 minutes readChase Ultimate Rewards (UR) remains the operating system of choice for travel hackers in 2026. While other ecosystems like Amex and Capital One have closed the gap, Chase retains the crown for …