Question 1

What is Pointalize?

Accepted Answer

Pointalize is your rewards wallet. It helps you manage the credit cards you carry, track benefit usage and signup bonus deadlines, browse point valuations (CPP), and compare cards — all without sharing your bank login.
                         The app is organized around three tabs: Cards (your wallet dashboard), Benefits (credits, perks, and bonus progress), and Insights (wallet stats, Chase 5/24, annual-fee outlook, and CPP benchmarks). Optional push alerts help you stay ahead of deadlines and renewals.

Question 2

What is Pointalize Pro?

Accepted Answer

Pointalize Pro unlocks advanced tools for serious rewards optimizers. The core wallet — adding cards, tracking benefits, browsing the catalog, and signup-bonus alerts — stays free.
                         
                            Smart Expiry Alerts: Push notifications before benefits and credits expire.
                            Smart Retention Alerts: Reminders to check for retention offers before you cancel or downgrade a card.
                            Full Card ROI: See dollar-value ROI across your entire wallet, not just your top two cards.

Question 3

Does Pointalize have a referral program?

Accepted Answer

Yes. Good deals are meant to be shared.
                         Share your unique referral code from the Profile tab. You and your friend each get 1 month of Pointalize Pro free. There is no limit to how many friends you can invite.

Question 4

Where can I find travel and rewards tips?

Accepted Answer

Subscribe to the Pointalize newsletter from Profile → Notification Settings to get strategies, program updates, and wallet tips by email.
                         You can also browse articles and guides on pointalize.com.

Question 5

How many cards can I track?

Accepted Answer

Whether you have 2 cards or 20, you can track your entire wallet in one place — at no cost.
                         We support 1000+ hand-picked cards. Add your cards in the Cards tab to see rewards, spending categories, earning rates, and benefit progress across your wallet.

Question 6

How do I add my credit cards?

Accepted Answer

Adding cards is manual and secure — no bank logins or passwords required.
                         Go to the Cards tab, tap Add Card, and search by card name or issuer (or describe the cards you carry). Once added, we pull in reward multipliers, annual fees, and benefits for that card. Your sensitive financial data stays under your control.

Question 7

Can I compare different credit cards?

Accepted Answer

Yes. From Browse Cards you can select cards and view them side-by-side.
                         We compare welcome offers, ongoing multipliers, annual fees, and perks so you can decide which card fits your spending and goals.

Question 8

How does the app help me never miss a benefit?

Accepted Answer

The Benefits tab tracks recurring bank credits, signup bonuses, and perk deadlines before they expire or reset.
                         Mark progress on each benefit so you can see what you have used, what is left, and what is coming up. Pair that with optional push alerts for bonus deadlines, expiring credits, retention reminders, and annual-fee renewals.

Question 9

How do point valuations (CPP) work?

Accepted Answer

Cents per Point (CPP) is a simple way to estimate the dollar value of your rewards.
                         In Insights, browse CPP benchmarks for major hotel and airline programs. You can customize values on your device — overrides stay local and are not synced to your account. The app uses these benchmarks to estimate the real-world value of benefits you have redeemed.

Question 10

Which hotel and airline programs have CPP benchmarks?

Accepted Answer

We maintain CPP benchmarks for major hotel and airline programs so you can compare value across your wallet.
                         Hotel programs: Choice Privileges, Hilton Honors, IHG One Rewards, Marriott Bonvoy, World of Hyatt, Wyndham Rewards.
                         Airline programs: ANA Mileage Club, Air Canada Aeroplan, Air France/KLM Flying Blue, Alaska Mileage Plan, American AAdvantage, Avianca LifeMiles, British Airways Executive Club, Delta SkyMiles, Emirates Skywards, Etihad Guest, Iberia Plus, JetBlue TrueBlue, Lufthansa Miles & More, Qantas Frequent Flyer, Qatar Privilege Club, Singapore KrisFlyer, Southwest Rapid Rewards, Turkish Miles&Smiles, United MileagePlus, Virgin Atlantic Flying Club.
                         Benchmarks are updated over time as programs change.

Question 11

What kind of alerts can I get?

Accepted Answer

Pointalize can send optional push notifications tuned to your wallet.
                         
                            Signup bonus deadlines — free for all users.
                            Annual fee renewals — free for all users.
                            Benefit expiry reminders — Pointalize Pro.
                            Retention reminders — Pointalize Pro.
                         
                         Turn alerts on or off per category in Profile → Notification Settings.

Question 12

Does Pointalize need my bank login or password?

Accepted Answer

No. Never.
                         Pointalize never asks for your bank logins, passwords, or account credentials. You add cards manually and track benefit progress yourself. Your sensitive financial data remains completely under your control.
                         For more details, see our Privacy Policy.

Question 13

What data does Pointalize store?

Accepted Answer

We store only what you explicitly add and track.
                         That includes the cards in your wallet, benefit progress (e.g. credits used), notification preferences, and your account email if you sign in. Custom CPP overrides are saved on your device only. We do not store bank credentials, account numbers, or transaction history.
                         Privacy Policy · Terms of Use

Question 14

Which countries and regions are supported?

Accepted Answer

We support 1000+ hand-picked cards in multiple countries, with more added over time.
                         Current regions include US, Canada (CA), UAE (AE), Australia (AU), Germany (DE), Hong Kong (HK), India (IN), Singapore (SG), and we are growing. You can filter by region in the app to see cards available where you are.

Question 15

Which banks and issuers are supported?

Accepted Answer

We support cards from major issuers across our regions, including (among others):
                         Abu Dhabi Commercial Bank (ADCB), Advanzia Bank, American Express (Amex), ANZ, Axis Bank, Bank of America (BofA), Barclays, Bilt Rewards, BMO, Capital One, Chase, CIBC, Citibank (Citi), Commonwealth Bank (CommBank), DBS, Deutsche Bank, Discover, DKB, easybank, Emirates Islamic, Emirates NBD, Goldman Sachs, Hang Seng, Hanseatic Bank, HDFC Bank, HSBC, ICICI Bank, ING, Mashreq, N26, NAB, National Bank of Canada, OCBC, PC Financial, RBC, Revolut, Rogers Bank, SBI Card, Scotiabank, SoFi, Standard Chartered, Synchrony Bank, Tangerine, TD Bank, UOB, U.S. Bank, Wells Fargo, Westpac.
                         Our selection is updated regularly so you have access to the most rewarding cards on the market.

Frequently Asked Questions

General

What is Pointalize?

What is Pointalize Pro?

Does Pointalize have a referral program?

Where can I find travel and rewards tips?

Cards & Wallet

How many cards can I track?

How do I add my credit cards?

Can I compare different credit cards?

Benefits & Tracking

How does the app help me never miss a benefit?

Points & Valuations

How do point valuations (CPP) work?

Which hotel and airline programs have CPP benchmarks?

Alerts & Notifications

What kind of alerts can I get?

Privacy & Security

Does Pointalize need my bank login or password?

What data does Pointalize store?

Supported Cards & Regions

Which countries and regions are supported?

Which banks and issuers are supported?

Still have questions?

Frequently Asked Questions

General

What is Pointalize?

What is Pointalize Pro?

Does Pointalize have a referral program?

Where can I find travel and rewards tips?

Cards & Wallet

How many cards can I track?

How do I add my credit cards?

Can I compare different credit cards?

Benefits & Tracking

How does the app help me never miss a benefit?

Points & Valuations

How do point valuations (CPP) work?

Which hotel and airline programs have CPP benchmarks?

Alerts & Notifications

What kind of alerts can I get?

Privacy & Security

Does Pointalize need my bank login or password?

What data does Pointalize store?

Supported Cards & Regions

Which countries and regions are supported?

Which banks and issuers are supported?

Still have questions?

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