Quick Summary The core takeaway for time-saving travel gear is to focus on efficiency, not just accumulating more stuff. The best gear simplifies airport processes like packing, security screening, and finding essentials. …
Phillip Rosenheinrich
Phillip Rosenheinrich
Phillip, who is the founder of Pointalize, has simplified credit card rewards into straightforward and practical strategies. He has traveled to 62 countries and employs his knowledge as an IT Program Manager with more than 11 years of experience to assist the readers in transforming points into first-class travel experiences. He has an M.Sc. in Computer Science and Economics.
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Error Fares: A Guide To Finding Insanely Cheap Flights
9 minutes readQuick Summary Error fares are temporary pricing mistakes caused by human or technical glitches, offering flights for a fraction of their normal cost—think New York to Rome for $180 round-trip. Speed is …
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Why Travel Insurance Matters More Than You Think
9 minutes readQuick Summary Medical emergencies are the single most important reason to get insured. Your domestic health plan likely offers little to no coverage abroad, and foreign hospital bills can easily reach tens …
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Hidden Tricks Airlines Don’t Want You to Know
8 minutes readQuick Summary Airlines earn billions by layering fees—baggage, seat selection, boarding, and payment surcharges—on top of base fares; understanding these charges lets you avoid unnecessary costs. Bag policies vary widely: most major …
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Quick Summary Airport lounge access range from airline-operated clubs to independent networks like Priority Pass; access can be purchased, earned through status or unlocked with the right travel credit card. Membership fees …
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Travel Hacking 2025: Best Credit Cards & Strategies
6 minutes readQuick Summary The core of travel hacking is a simple system: use the right travel credit cards for everyday purchases to earn credit card points and airline miles, then redeem them for …
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Increase Credit Limit Without Hard Pull (2025 Guide)
8 minutes readQuick Summary Know the difference between a soft and hard inquiry. Asking your issuer for a credit line increase may trigger a hard pull, which can shave a few points off your …
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Rebuild Credit – Best Secured Credit Cards (2025)
15 minutes readQuick Summary The core takeaway for finding the best secured credit card is to treat it as a temporary tool, not a long-term solution. Your one and only goal is to use …
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Best Credit Cards for Digital Nomads 2025
9 minutes readQuick Summary The best credit card for digital nomads is not a single card but a three-part system: a primary travel card for flights and insurance, a debit card for fee-free cash, …
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Top 0% APR & Balance Transfer Credit Cards of 2025
8 minutes readThe credit-card landscape in 2025 offers one blessing for people carrying high-interest debt: a handful of cards still waive interest for extended periods when you transfer your balance (Balance Transfer). With inflation …