Quick Summary The core answer to “What Is a Credit Card?” is that it’s a tool for borrowing money from a bank to make purchases. It isn’t your money, and you are …
Phillip Rosenheinrich
Phillip Rosenheinrich
Phillip, who is the founder of Pointalize, has simplified credit card rewards into straightforward and practical strategies. He has traveled to 62 countries and employs his knowledge as an IT Program Manager with more than 11 years of experience to assist the readers in transforming points into first-class travel experiences. He has an M.Sc. in Computer Science and Economics.
-
-
How Fast Can You Improve Your Credit Score with 5 Steps
7 minutes readQuick Summary The answer to How Fast Can You Improve Your Credit Score is about 30-60 days for the most impactful steps. I used this 5-step system to boost my score by …
-
What are Amex Membership Rewards points worth?
10 minutes readQuick Summary The short answer: a Membership Rewards point is worth anywhere from 0.6 to over 10 cents. Our official valuation is 2.0 cents per point, placing it among the most valuable …
-
How to Use Aeroplan Points for Maximum Value (2025 Guide)
8 minutes readQuick Summary This guide provides a detailed answer to how to use Aeroplan points for incredible travel experiences, focusing on strategies that deliver maximum value. The key to getting outsized value is …
-
How to Transfer Chase Points for Maximum Value
9 minutes readQuick Summary This guide explains how to transfer Chase points to airline and hotel partners, which is the key to unlocking maximum value from your Ultimate Rewards. Transferring points almost always provides …
-
The Best Hotel Loyalty Programs Ranked for 2025
8 minutes readQuick Summary This guide ranks the best hotel loyalty programs for 2025 based on point value, elite benefits, and global footprint, helping you decide which program is right for you. World of …
-
How to Use Southwest Points for Hotels: Step-by-Step Guide
9 minutes readQuick Summary This guide provides a detailed answer to the question, “How to use Southwest points for hotels?” through a step-by-step walkthrough of the booking portal. While it is possible to redeem …
-
What Is a Stopover Flight? How to Book with Points and Miles
8 minutes readQuick Summary This guide answers the question: What Is a Stopover Flight? It’s a stop between your origin and destination that lasts for more than 24 hours, effectively letting you visit two …
-
Solo Travel for Beginners: 10 Essential Safety Tips
8 minutes readQuick Summary Planning your first solo travel adventure is exciting, and with the right preparation, it can be incredibly safe and rewarding. This guide provides 10 essential safety tips that cover everything …
-
Your First International Trip: A 10-Step Planning Checklist
9 minutes readQuick Summary This guide provides a comprehensive 10-step checklist to help you plan your first international trip with confidence, minimizing stress and common mistakes. We break down the process chronologically, from checking …