Quick Summary What is Award Travel: It’s the art of using points and miles to book flights and hotels for nearly free. Value Flexible Points: Points from programs like Chase or Amex …
Phillip Rosenheinrich
Phillip Rosenheinrich
Phillip, who is the founder of Pointalize, has simplified credit card rewards into straightforward and practical strategies. He has traveled to 62 countries and employs his knowledge as an IT Program Manager with more than 11 years of experience to assist the readers in transforming points into first-class travel experiences. He has an M.Sc. in Computer Science and Economics.
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Award Sweet Spot Explorer: A New Award Flight Search Tool
9 minutes readQuick Summary Manual award searches are broken. Finding high-value “sweet spot” redemptions has become a frustrating, time-consuming process of checking dozens of websites. The Pointalize Award Sweet Spot Explorer is our solution. …
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Quick Summary The “Sweet Spot” Redemption is Unbeatable. Booking ANA First Class through Virgin Atlantic for as few as 47,500 points one-way is arguably the single greatest deal in award travel, making …
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The Hidden Trap of Minimum Credit Card Payments
10 minutes readQuick Summary The minimum payment is not a suggestion; it’s a trap. It is a mathematically calculated number designed to keep you in debt for as long as legally possible, maximizing the …
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The Definitive Marriott Bonvoy Credit Card Review
10 minutes readQuick Summary The Annual Free Night is the Star. The core value of this Marriott Bonvoy credit card is the Free Night Award (worth up to 35,000 points) you receive each year …
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Don’t Waste Your Points: A Guide to Hotel Points vs. Cash
10 minutes readQuick Summary The Goal: Calculate “Cents Per Point.” The only way to make a smart decision in the points vs cash debate for your hotel points is to calculate the value you’re …
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The Essential Guide to Amex Transfer Partners (2025)
10 minutes readQuick Summary The American Express transfer partners are the key to maximizing your points. They are the single most valuable feature of the Membership Rewards program, allowing you to unlock incredible value …
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Why Your Award Flight Price Just Doubled Overnight
10 minutes readQuick Summary Award charts are predictable. They are like a restaurant menu with fixed prices, charging a set number of points for a flight between two specific zones, regardless of the cash …
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The #1 Mistake People Make When Transferring Points
11 minutes readQuick Summary The #1 mistake is transferring points *before* finding and confirming award availability. This single, irreversible action is the fastest way to destroy the value of your hard-earned rewards. Point transfers …
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Minimum Payments on Credit Cards: The True Cost Explained
10 minutes readQuick Summary Minimum payments are not a suggestion; it’s a trap. It is a mathematically calculated number designed to keep you in debt for as long as legally possible, maximizing the interest …