Boracay delivers high-end convenience and predictable luxury with minimal friction. Palawan (specifically El Nido and Coron) offers world-class raw beauty but demands a significant investment of travel time and discomfort to access. …
Phillip Rosenheinrich
Phillip Rosenheinrich
Phillip, who is the founder of Pointalize, has simplified credit card rewards into straightforward and practical strategies. He has traveled to 62 countries and employs his knowledge as an IT Program Manager with more than 11 years of experience to assist the readers in transforming points into first-class travel experiences. He has an M.Sc. in Computer Science and Economics.
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Ultimate Guide to Cathay Pacific (Cathay) Miles 2026
8 minutes readIf you aren’t paying attention to Cathay Pacific’s loyalty program in 2026, you are leaving massive value on the table. While other airlines have moved to dynamic pricing models that make redeeming …
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American Airlines Ends Basic Economy Miles Earning
8 minutes readQuick Summary: The Dec 17 Change The News: As of December 17, 2025, American Airlines Basic Economy tickets no longer earn AAdvantage miles or Loyalty Points. The Scope: Applies to all Basic …
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New Credit Card? Do These 5 Things Immediately
9 minutes readQuick Summary: The “New Card” Protocol The Trap: Banks profit from the 23.96% average APR. Action: Set Autopay to “Statement Balance” immediately. The Goal: Sign-up bonuses (SUBs) offer 20-30% ROI. Action: Create …
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Capital One SavorOne Review: Best for Foodies?
9 minutes readIf you are looking for the “Capital One SavorOne” in late 2025, stop. You are about to walk into a trap. In a move that only a bank marketing department could invent, …
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Is Gift Card Reselling Worth the Risk for Points?
9 minutes readThere is a specific thrill in walking out of a grocery store with $2,000 in gift cards and a receipt showing 8,000 newly minted points. It feels like you’ve hacked the system. …
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Is Marriott Platinum Status Worth the Effort?
8 minutes readIf you treat loyalty programs like a game, Marriott Bonvoy is the final boss. It is massive, complicated, and filled with hidden rules. But for the analytical traveler, it is also one …
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Qatar Airways Privilege Club: The Ultimate Guide (2026)
7 minutes readQuick Summary: What Changed in 2026? Currency: Qatar fully uses Avios. You can transfer 1:1 instantly between British Airways, Iberia, Finnair, and Qatar. New Transfer Partner: As of October 2025, Capital One …
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Do Airline Miles Expire? 2026 Policy Guide
10 minutes readQuick Summary: 2026 Expiration Rules Never Expire: Delta, United, Southwest, JetBlue, Alaska, Virgin Atlantic. Soft Expiration (Reset with Activity): American (24mo), British Airways (36mo), Air Canada (Paused until Nov 2026), Avianca LifeMiles …
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New Bilt Partner: Transfer to Spirit Airlines (1:1)
6 minutes readAs of December 17, 2025, Bilt Rewards has officially added Spirit Airlines as a 1:1 transfer partner. This makes Bilt the first major transferable currency (beating Chase, Amex, and Citi) to partner …