Quick Summary: Hard vs. Soft Inquiries Hard Inquiries: Occur when you apply for new credit (cards, loans). They typically drop your FICO score by 3–5 points and stay on your report for …
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Quick Summary: Free Visa Data Benefit The Offer: Visa Infinite cardholders get a free 3GB/15-day data plan (once per card/year). The Benefit: Stay connected in 190+ countries without paying roaming fees. Eligibility: …
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You are likely here because you found a Lufthansa Business Class award seat, looked at the price on Miles & More or Aeroplan, and saw a tax bill of $850. You are …
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The writing is on the wall, and the clock is ticking. If you are sitting on a stash of Asiana Airlines miles in December 2025, you are holding a depreciating asset with …
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Most travelers treat flight delays like bad weather: an unpredictable act of God that simply happens to them. They stare at the departure board, trusting the “On Time” status until—minutes before boarding—it …
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Most “beginner” credit card guides are wrong. They tell you to apply for the American Express Gold Card because it looks cool on Instagram, or they suggest a random airline card because …
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I’ve been in this game long enough to remember when Citi ThankYou points were the “ugly duckling” of transferable currencies. They lacked the glitz of Amex and the stability of Chase. In …
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Quick Summary Airport lounge access range from airline-operated clubs to independent networks like Priority Pass; access can be purchased, earned through status or unlocked with the right travel credit card. Membership fees …
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Quick Summary: The 2026 KrisFlyer Landscape The Big Devaluation: As of November 1, 2025, Saver award rates increased by ~5-20%. The “Access” dynamic pricing tier is now live (avoid it). Alaska Partnership …
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You are standing at a crossroads in the travel hacking hobby, and the signposts are confusing. On one side, you have the Chase ecosystem—celebrated for its simplicity, low fees, and the unbeatable …
