Stop Guessing. Start Earning.
Turn every purchase into your next vacation. Pointalize aggregates all your credit cards into one intelligent dashboard, helping you track spending bonuses, monitor annual fees, and ensure you never miss a valuable perk.
The Problem: Premium credit cards promise immense value, but banks count on “breakage”—benefits you pay for but forget to claim. From monthly dining credits to quarterly rebates, extracting value has become a complex chore.
The Solution: Enter Pointalize. We solve the “Coupon Book” problem by automating your wallet. No more spreadsheets or mental math—just a cohesive system designed to maximize your Return on Investment (ROI).
Why It Matters: Manual tracking is a nightmare. Spreadsheets don’t send push notifications before your credits expire. Pointalize removes the mental load, ensuring you never leave money on the table again.
The Story: I work a regular full-time job, so my free time for coding is pretty limited. I’ve always been frustrated by how hard it is to track membership perks and rewards (dining credits, travel offers, category multipliers). I was missing out on value simply because I forgot to use benefits I already had.
The Tech Stack: I built this using Flutter for cross-platform support. The real experiment was using Google Antigravity (the new agentic IDE). It didn’t write the app for me—I still had to architect the system—but it helped speed up the process significantly.
Feature Deep Dive: How Pointalize Works
The “Nearby” Merchant Map
Have you ever walked into a restaurant and wondered if it codes as “Dining” (4x points) or just “Shopping” (1x point)? Pointalize uses your location to show verified merchant codes around you.
It tells you exactly which card to use where, ensuring you always get the highest category multiplier on your spending without the guesswork.
Deep Wallet Insights
Track your credit card portfolio’s big picture. Easily view your combined annual fees, upcoming renewal dates, and the total monetary value of the benefits you’ve successfully utilized over the year.
Plus, built-in trackers like your Chase 5/24 status help you strategize your next card application safely.
Manage All Your Cards
Keep your entire digital wallet neatly organized in one place. Every card in your roster displays its specific earning rates at a glance—from 10x on travel to 4x on groceries.
Never question which plastic to pull out of your physical wallet again; the app guides your everyday spend.
Track Merchant Offers
Card issuers constantly provide lucrative, limited-time merchant offers (like “Spend $45, get $10 back”). Pointalize lets you activate and collect those offers automatically without saving any bank credentials!
Keep an eye on expiration dates so you can lock in savings on dining, shopping, and online purchases before they disappear.
Discover Travel Hacks
Earning points is only half the battle; knowing how to redeem them is the secret to massive value. Browse our curated feed of travel hacks, news, and strategy articles.
From navigating hidden city ticketing risks to deciding if elite hotel statuses are worth it, level up your rewards game daily.
Pro Notification Alerts
Missing a bonus because you miscalculated a deadline is a financial tragedy. Our Pro Alerts feature acts as your personal financial assistant with smart, timely notifications.
- Signup Bonus Deadlines
- Offer Expiry Warnings
- Retention Reminders
- Annual Fee Alerts
Live Point Calculator
Points are not created equal; 100,000 Delta SkyMiles have a vastly different value than 100,000 World of Hyatt points. The Point Calculator gives you data-backed estimated values for your stash.
Always calculate the cash equivalent of your miles before booking a flight or hotel to ensure you’re getting optimal redemption value.
+1 Month Free
Share & Earn Together
Invite your friends to optimize their wallets with Pointalize, and you’ll both gain 1 month of premium access absolutely free (can be found in profile settings under account). The referrer can earn unlimited free months.
Frequently Asked Questions
Does Pointalize work offline?
Yes! Once you have added your cards, your wallet data is cached locally on your device. But not all functions work without network.
How do I reset a benefit manually?
In the Benefits tab, you can mark any credit as “Used” for the current period. The app will automatically reset it when the next period (month or year) begins.
What regions are supported?
We currently support card data for multiple countries including US, CA, AE, AU, DE, HK, IN, and SG.
How do you develop the app?
I develop the app in flutter to be able to deploy to iOS and Android at the same. And I do it all on my own.
Ready to Maximize Your Rewards?
Download Pointalize now and start treating your credit cards like the assets they are.
Privacy First Design
Your financial data never leaves your device. We don’t sell your information, track your purchases, or share data with third parties. Your wallet, your control.
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