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At Pointalize, we simplify the process by highlighting cards that deliver the strongest rewards, biggest bonuses, and best value for everyday spending. Whether you’re just starting out or looking to maximize premium benefits, our curated picks are designed to help you find the perfect fit for your wallet.
Best For
Rewards Rate - Miles
- 5x Hotels, vacation rentals and rental cars booked through Capital One® Travel
- 2x All other purchases
- Intro offer
- 75,000 miles after $4,000 in purchases within the first 3 months
- Annual fee
- $95
- Regular APR
- 21.24% – 29.24% Variable APR
- Recommended credit
- 700–850 (Good to Excellent)
- Travel Perks
- Rental Car Insurance, Travel Insurance, TSA PreCheck/Global Entry
Highlights
- Simple, high everyday earn on every purchase.
- Extra miles on hotels and rental cars booked through Capital One Travel.
- Credit for Global Entry or TSA PreCheck® application fee (every four years).
- Broad airline and hotel transfer partners for flexible redemptions.
- No foreign transaction fees.
Who is this card good for?
- Travelers who want easy earning and flexible redemptions.
- People who book hotels and cars via the portal to boost returns.
- Frequent international travelers who value no foreign transaction fees.
Pointalize Opinion
Pros
- Set‑and‑forget earning across all purchases.
- Trusted‑traveler credit and strong partner transfers.
- Robust travel portal with useful price tools.
Cons
- Best earn on lodging/cars requires portal bookings.
- Fewer luxury travel perks than premium cards.
Pointalize Final Thoughts
Venture is the classic travel generalist: dependable everyday earn, flexible partner transfers and easy redemptions. Use the portal for hotels and rentals to extract even more value.