Best For
Rewards Rate - Miles
- 10x hotels and rental cars via Capital One® Travel
- 5x flights and vacation rentals via Capital One® Travel
- 2x on all other purchases
- Intro offer
- 75,000 miles after $4,000 in purchases within the first 3 months
- Annual fee
- $395
- Regular APR
- 19.99% – 29.24% Variable APR
- Recommended credit
- 740–850 (Excellent)
- Travel Perks
- Hotel Status, Lounge Access, Rental Car Insurance, Travel Insurance, TSA PreCheck/Global Entry
Highlights
- Premium lounge access via Capital One Lounges and Priority Pass™.
- Elevated earn on flights, hotels and rental cars booked through Capital One Travel.
- Substantial annual travel credit and anniversary bonus miles.
- Transfer miles to airline and hotel partners; no foreign transaction fees.
Who is this card good for?
- Frequent travelers who can fully use the annual travel credit and lounge access.
- Families who value simple 2x‑style everyday earning plus portal boosts.
- Users who want premium‑tier perks without the most expensive annual fee.
Pointalize Opinion
Pros
- Rich earn structure plus premium lounge network.
- Annual credit and anniversary miles meaningfully offset the fee.
- Strong value for households thanks to simple everyday earn.
Cons
- Max value depends on booking via Capital One Travel.
- Perks can overlap with other premium cards; mind duplication.
Pointalize Final Thoughts
Venture X blends premium travel comforts with easy earning and credits—a high‑value flagship card for frequent travelers.