Best For
Rewards Rate - Points
- 10x points on hotels, car rentals, attractions via cititravel.com
- 3x points on air travel and other hotel purchases
- 3x points on dining, supermarkets, gas & EV charging
- 1x point on all other purchases
- Intro offer
- 60,000 points after $4,000 spend in 3 months
- Annual fee
- $95
- Regular APR
- 20.24% – 28.24% Variable APR
- Recommended credit
- 700–850 (Good to Excellent)
- Travel Perks
- Rental Car Insurance, Travel Insurance
Highlights
- Very high earn on hotels, car rentals and attractions booked via CitiTravel.com.
- Broad 3x‑style categories on dining, supermarkets, air travel and more.
- Annual hotel credit on a single prepaid booking through Citi Travel (terms apply).
- No foreign transaction fees and access to transfer partners via ThankYou®.
Who is this card good for?
- Frequent travelers who can route hotel/car bookings through Citi Travel.
- Households with large dining and supermarket budgets.
- Travel hackers who redeem through ThankYou® partners for premium value.
Pointalize Opinion
Pros
- Rich portal bonuses plus broad everyday earning.
- Annual hotel credit is straightforward to use for most trips.
- Flexible redemptions and transfer partners.
Cons
- Portal dependency for top earn on hotels and rentals.
- Learning curve with transfer‑partner redemptions.
Pointalize Final Thoughts
Strata Premier modernizes Citi’s mid‑tier travel play: big portal earning, broad categories and a practical hotel credit—great for travelers who prefer ThankYou®.