Best For
Rewards Rate - Miles
- 2x Delta purchases
- 2x Dining & U.S. supermarkets
- 1x Other purchases
- Intro offer
- Earn 70,000 bonus miles after you spend $2,000 in first 6 months
- Annual fee
- $0 intro first year, then $150
- Regular APR
- 20.99 – 29.99 Variable APR
- Recommended credit
- 700–850 (Good to Excellent)
- Travel Perks
- Rental Car Insurance, Travel Insurance
Highlights
- First checked bag free and Main Cabin 1 priority boarding on Delta flights.
- TakeOff 15: discounted SkyMiles pricing on many Delta award bookings.
- Bonus miles on Delta purchases, restaurants and U.S. supermarkets.
- Occasional statement credits that can offset travel costs (terms apply).
Who is this card good for?
- Delta flyers who check bags and want faster boarding without a premium fee.
- Families who redeem miles for Delta flights and can use TakeOff 15.
- Cardholders with steady dining and grocery spend to leverage bonus categories.
Pointalize Opinion
Pros
- Core airline perks meaningfully improve the Delta experience.
- Award discounts stretch SkyMiles further on many routes.
- Simple, useful bonus categories for everyday spend.
Cons
- Value is concentrated with Delta; less helpful if you rarely fly the airline.
- Dynamic award pricing can reduce redemption predictability.
Pointalize Final Thoughts
Delta Gold nails the essentials—free bags, early boarding and award discounts—backed by everyday bonus categories. Great for occasional to moderate Delta travelers.