With the Venture X card anchoring the ecosystem and a transfer partner list that rivals Chase and Amex, Capital One has matured into a powerhouse. But 2026 brings critical changes: a devaluation …
Travel Hacks
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Chase Pay Yourself Back Q1 categories
10 minutes readQuick Summary: Q1 2026 Updates Chase has refreshed the Pay Yourself Back (PYB) categories for the first quarter. While the “glory days” of 2020 are long gone, strategic value remains for specific …
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The short answer? No, transferring Amex points to Hilton is rarely worth it. However, “rarely” does not mean “never.” There are specific, high-value scenarios—specifically involving luxury resorts like the Waldorf Astoria Maldives …
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Cell Phone Protection From Credit Cards: Is It Real?
8 minutes readYou are likely throwing away $200 a year. If you are paying Verizon, AT&T, or T-Mobile $15 to $18 a month for device insurance, you are buying a product you probably already …
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Buying Hilton Honors Points: Promotions and Break-Even Analysis
11 minutes readMost travelers treat hotel points like a passive rebate—something you slowly accumulate and eventually forget to use. That is a mistake. In the world of travel logic, points are a currency. Like …
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How to Combine Two People’s Points Without Violating T&Cs
10 minutes readYou have 45,000 miles. Your spouse has 35,000 miles. The Business Class ticket to Tokyo costs 80,000 miles. Separately, you are both stuck in Economy. Combined, you are flying lie-flat. This is …
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When Hotel Points Beat Airbnb for a 7-Night Stay
11 minutes readFor the last decade, the common wisdom for any trip longer than four days has been simple: “Book an Airbnb.” The logic suggests that access to a kitchen and avoiding hotel taxes …
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The Truth About Resort Fees on Award Stays
9 minutes readYou’ve done the work. You’ve optimized your credit card spend, tracked the sign-up bonuses, and finally found award availability for that dream beach vacation. You book the “free” night, only to arrive …
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How to Get Free Breakfast Without Top Status
8 minutes readLet’s look at the numbers: A standard buffet breakfast at a mid-tier Marriott or Hilton in London, Tokyo, or New York now averages $45 to $60 per person. For a couple on …
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Top 5 Credit Cards with Best Travel Insurance 2026
9 minutes readTravel in 2026 is a logistical minefield. Between pilot shortages, extreme weather patterns, and the “efficiency” algorithms of modern airlines, a smooth trip is the exception, not the rule. Most travelers rely …