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Credit Card Guides

Plain-English guides to getting more from the cards you carry: how points and cash back work, which card fits each spending category, the application rules issuers use, and the credit basics behind all of it.

Every number on these pages comes from the same card database that powers the Pointalize app and our card reviews.

In-Depth Credit Card Guides

Best Credit Cards by Category

Points and Travel Guides

Credit Card Benefits Explained

Statement Credits Explained

Best Cards by Merchant Type

Credit Card and Travel Comparisons

How-To Guides for Cards and Travel

Credit Card Glossary

Trip Reports and Travel Diaries